FORT WAYNE, Ind. (FOX 55) - If you’re like me, you want to end 2019 with a skinny waistline and a fat bank account and if you’re like me, you’re ending 2018 with those two switched around. Sticking to your plans are tough, but it can be done.
Every year people always want to get in better shape, be healthier, and have more money, but studies show the on average, people give up on their resolutions by January 12.
Regardless of the type of resolution you set, most have common traits of success.
Jason Minich, owner and personal trainer, Catalyst Fitness says, "be real with yourself and be realistic with the goals you’re trying to reach. So, if you’re not sure what what kind of goals you should set, it’s always good to ask for help with that."
Ken Schmidt, CFP with financial planning services echoed the same sentiment "financial resolutions have the same elements as every resolution, you need to know what you want to do."
Fitness and health can be one of the toughest goals. Everyone wants to look and feel good, but Minich of Catalyst Fitness says the first, and best step is daily dedication.
"Do something that’s going to require that daily commitment to yourself.. Maybe it's getting up and walking a little bit more everyday or maybe it's just making sure you don’t have the junk food in the house... Sit down and think about what are the things that are going to help me achieve these goals every single day," said Minich.
In finance, Schmidt says the best plans are those you don’t have to worry about daily.
"The difficulty comes if you have to motivate yourself everyday to do it, it’s more difficult, but if you can set up your system, your finances and you make one decision and then it’s automatic for you, you don’t have to make that decision every month, it’s more successful," said Schmidt.
But there are more in common with goal setting than what is different.
Minich said, "have someone that can help keep you accountable."
Schmidt, "tell your spouse, your friend what you’re doing, be accountable."
You want to make sure you research your goal and how to get there, seek professional help if necessary, but remember, big changes aren’t typically successful.
"One step at a time. Take one small item and concentrate on that and leave everything else alone," said Schmidt.
Minich says the same, "make small, little adjustments everyday, every week and then stay consistent with it and you’ll get to where you want to be."
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